Annual Percentage Yield (APY) Effective

Certificates of Deposit*

• Rates Quotes are Subject to Change Daily
• * Daily Balance Method
• A penalty may be imposed for early withdrawal.

Checking and Savings Accounts**

• ** Daily Balance Method
• Fees could reduce the earnings on the account.
• The rate and APY may be subject to change after the account is opened.
• Please contact a Customer Service Representative for further information about applicable fees and terms.