Loan Services
Mortgage Loans
We realize applying for a mortgage loan can be an overwhelming experience. We would like to assist with this process by offering the following checklists and tips for applying for a home loan. Our Mortgage Application Checklist will help with this process by giving you a checklist of required information that may be asked of you during the application process. The Financing Your Home page will provide explanations of the different types of home loans that are available. Our Closing page will provide information on what to expect during the final step of the home buying process. If you have any questions about any step in the home buying process, feel free to contact any of our loan officers listed below.
Palmyra State Bank is committed to making mortgage loans to all types of consumers. Our trade area encompasses a 75 mile radius of Palmyra, Missouri, with an emphasis on the tri-state area. Palmyra State Bank offers a wide range of mortgage products which include the following:
- Long Term Fixed Rates
- ARM's (Adjustable Rate Mortgages)
- Balloons
- First Time Homebuyer Loans
- High Loan-to-Value Loans
- Investment Property Loans
- Home Equity Line of Credit
- Home Improvement Loans
- Agriculture & Commercial Real Estate
The above-mentioned services are a summary of the type of loans that we offer, although it is not all-inclusive. If you should have any questions about a particular type of loan and our current interest rates, please feel free to call the Palmyra office at (573) 769-2001, West Quincy (573) 393-2130, or Hannibal (573) 248-2130, or e-mail any of the loan officers listed below.
| Palmyra State Bank Josh Wilson Angie Poppe Clinton Stewart |
West Quincy Darin Redd |
Bank of Hannibal Devin Perry Vaness Rupp Darin Redd |
*please do not include any confidential information when communicating via email*
Commercial Loans
Palmyra State Bank is committed to making Commercial Loans to benefit and enhance the community we serve. Our loan officers have many years of lending experience and also offer excellent customer service after the loan is in place. The Palmyra State Bank offers a broad array of Commercial Loan products including: Agricultural Loans, FSA Guaranteed Loans, Business and Industry Loans, SBA Loans and Commercial Real Estate Loans. The above-mentioned loans are a summary of the type of loans we offer although it is not all-inclusive. If you should have any questions about a particular type of loan or current rates, please call the Palmyra office at (573) 769-2001, West Quincy (573) 393-2130, or Hannibal (573) 248-2130, or e-mail any of the loan officers listed above.
Consumer Loans
Palmyra State Bank is committed to making all types of consumer loans to all types of consumers. Our loan officers have a vast amount of experience in both lending and consumer relations. Our trade area encompasses a 75 mile radius of Palmyra, Missouri, with an emphasis on the tri-state area.
Palmyra State Bank has a broad array of consumer loan products to choose from including the following:
- Automobile Loans
- Motorcycle Loans
- Watercraft Loans
- Recreational Vehicle Loans
- Personal Loans
- Certificate of Deposit Loans
The above-mentioned loans are a summary of the type of loans we offer although it is by no means all-inclusive. If you should have any questions about a particular type of loan and our current interest rates, please feel free to call the Palmyra office at (573) 769-2001, West Quincy (573) 393-2130, or Hannibal (573) 248-2130, or e-mail any of the loan officers listed below.
Free Credit Report
You may now obtain a "Free Credit Report" by simply visiting www.annualcreditreport.com. Note to Consumers: You have the right to obtain a free copy of your credit report once every 12 months (also known as an "annual file disclosure"), from each of the nationwide consumer reporting agencies. Your report may contain information on where you work and live, the credit accounts that have been opened in your name, if you've paid your bills on time, and whether you have been sued, arrested, or have filed for bankruptcy. Businesses use this information in making decisions about whether to offer you credit, insurance, or employment, and on what terms.
