CD's and Savings
Certificates of Deposit
Our certificates of deposit are available in terms varying from 3 months to 60 months. A minimum deposit of $2,500.00 is required to open a Certificate of Deposit. Please call a customer service representative at any of our three locations for current terms and rates or click here to view our current rates.
Savings Account
Statement Savings Account - This savings account is affordable for our youngest customers, but is a good investment for anyone. A deposit of only $50.00 is required to open this account and to obtain the disclosed annual percentage yield. Interest will be compounded and credited to your account every quarter. An account maintenance fee of $2 will be imposed each month in which the balance falls below $50.00 on any day during the month. Four withdrawals will be allowed each month and an excessive withdrawal fee of $1.00 will be imposed to each withdrawal over four. A dormant fee of $2 per month will be imposed on accounts with no activity for 12 consecutive months. The dormant fee is waived for accounts with balances of $1,000 or more. Primary account holders under the age of 18 or full time students that provide us with their birth date or graduation date will have a $10 minimum to open and earn interest on one account and the service charge and dormant fee will be waived on that account.
