Main Post


Consumer Solutions

Check out our convenient services to help simplify your financial life.

Re-order Checks

Please note that in order to make changes to the information on the checks or the check style, please stop by a convenient branch location.

Rainy Day Savings

Each time you use your HOMEBANK Visa Debit card we’ll round up your purchase amount to the nearest dollar and the change rolls into your saving’s account here at HOMEBANK. Come in to either of our locations to sign up. It’s as simple as that!!

Direct Deposit

Enjoy peace of mind with automatic deposit of your Social Security, retirement, or payroll checks. After initial setup, funds will be deposited directly to your account. This service is available at no charge.


Your preauthorized ACH debit, such as life insurance premiums, utilities, monthly computer service charges, or other bills, can be paid directly from your account. For our business customers, options include ACH collection of membership dues, fees, or disbursement of your company's payroll.


HOMEBANK can wire money almost anywhere in the world. We also accept incoming wires for deposit into your account.


When sending money to a foreign country, drafts can be printed in that country's currency for easy cashing.

Personal Credit Card

HOMEBANK is pleased to offer Visa® credit cards! This card carries no annual fee and has a low, variable APR (annual percentage rate), as well as earning reward points.

To apply, please contact a Customer Service Representative

Business Credit Card

We offer two types of business credit cards – Visa® Business Credit Card and Visa® Business Rewards Credit Card. The Visa Business Credit Card carries no annual membership fee and a low, variable APR (annual percentage rate) plus you would qualify to earn reward points.

To apply, please contact a Customer Service Representative

Personal Visa® Debit / ATM Card

When making a purchase, funds are deducted directly from your checking account. It also provides check guarantee and ATM access to your account for both personal and/or business use. Access your accounts 24 hours a day at any ATM featuring the Visa, NYCE, MasterCard, Maestro, Cirrus, American Express, Pulse, Plus, Star and Novus.

Business Visa® Debit / ATM Card

Access your accounts 24 hours a day at any ATM featuring the AlphaLink, Pulse, NYCE Plus, Visa, Cirrus, MasterCard, American Express, or Discover networks.

Safe Deposit Boxes

For a safe and secure place to put your valuables, consider putting them in one of our Safe Deposit Boxes. Based on availability, HOMEBANK offers various sizes and prices. Rent paid annually and boxes available at 12th and Broadway, Quincy, IL, 400 S Main, Palmyra, MO, 3817 McMasters Ave, Hannibal, MO and 1399 E Highway 22, Centralia, MO.

See your local branch for available sizes and pricing.