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Mortgage Lending

We realize applying for a mortgage loan can be an overwhelming experience. Our lending staff has a vast amount of experience in both lending and consumer relations. We offer a wide range of mortgage products which include the following:

  • Long Term Fixed Rate Home Loans
  • First Time Homebuyer Loans
  • Investment Property Loans
  • Home Equity Line of Credit (HOMEBANK must hold first mortgage)
  • Home Improvement Loans
  • Agriculture & Commercial Real Estate


Personal Lending

Consumer lending is key to the success of our Bank. Our lending staff has a vast amount of knowledge and experience in consumer lending. We offer a wide range of consumer loans which including the following:

  • Automobile Loans
  • Motorcycle Loans
  • Watercraft Loans
  • Recreational Vehicle Loans
  • Personal Loans
  • Certificate of Deposit Loans

The above mentioned services are a summary of the type of loans we offer, although it is not all-inclusive. If you should have any questions about a particular type of loan and our current interest rates, please feel free to call the Palmyra office at 573-769-2001 or Hannibal at 573-248-2130.