Debit EMV/Chip Card
Money is taken directly from your checking account when you use your debit card and are accepted anywhere with the VISA logo. Stop by any location to sign up or get a debit card within minutes for small fee.
Not sure what to buy for that graduate, grandchild, or family member? Stop by and of our HOMEBANK locations and pick up one of our gift cards and make gift giving easy.
Report a Lost or Stolen Card
During regular call center hours, Monday through Friday, 7:00 a.m. to 7:00 p.m., please contact HOMEBANK at (573)-769-2001.
During banking and non-banking hours, please call our credit card processor at 1-800-445-9272 option 1, then option 2.
Lost/Stolen Gift Cards
During banking and non-banking hours please call our gift card processor at 1-877-757-5424.
EMV Chip Card Frequently Asked Questions
Q:Why am I getting one?
A: EMV Chip Cards have an embedded chip for security.
Q:Why are they more secure?
A: An EMV Chip Card adds an additional layer of sophisticated fraud protection through an embedded microchip that turns card holder information into a unique code when used at a chip-enabled terminal that is difficult to duplicate or clone by fraudsters.
Q:What does EMV stand for?
A: EMV-enabled, stands for Europay, MasterCard and Visa, all of which uphold the chip technology. These cards are a global standard for processing credit and debit card payments.
Q:Chip Card, EMV card, smart Chip card...what’s the difference?
A: Just different names for the same technology.
Q:Will my EMV Chip Card still work at merchants that don't have a chip-enabled terminal yet?
A: In addition to the embedded EMV chip that provides an added layer of security at chip-enabled terminals, your card also has the magnetic strip, so you will be able to use it at merchants who do not have a chip-enabled terminal yet.