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Business

Business Accounts

YOUR Business Banking Experts

We realize that the world of financial services is constantly changing, and we have set high standards for ourselves. We are committed to providing top quality products and services to our customers in an easy to understand format.


Business & Industry Checking

Level 1 Feature:

Account Analysis will be performed. All accounts with fewer than 200 transactions (checks paid, deposits made, deposited items, ACHs) will not receive a monthly account maintenance charge. Once the transaction limit is met the account will assume Level II business features and charges.

Level 2 Feature:

Account Analysis will be performed. All accounts with greater than 200 transactions (checks paid, deposits made, deposited items, ACHs) will receive a monthly account maintenance charge of $10.00 and additional charges based upon the account analysis format (per item charges for debits and credits). Charges may be offset by maintaining a sufficient balance in the account based on an earnings credit calculation.


Business Interest Checking

An initial deposit of $1,000 is required to open this account and maintain the annual percentage yield. The balance must remain at or above $1,000.00 every day of the statement cycle to avoid the $10.00 monthly service charge as well as to continue earning interest. Additional charges will be assessed based on the per item fee for this account (checks paid, deposits made, deposited items and ACHs). Interest rate may change at any time and may change the Annual Percentage Rate. This account features the same additional features listed above.


Business Money Market

An initial deposit of $2,500.00 is required to open this account and maintain the annual percentage yield. The balance must remain at or above $2,500.00 every day of the statement cycle to avoid the $15.00 monthly service charge as well as to continue earning interest. Interest is accrued based upon five tiers of interest rates subject to your available balance. Transfers from this account to another account or to third parties by preauthorized, automatic, telephone or Internet transfer are limited to six (6) per statement cycle. A per debit fee of $2.00 will be charged for each debit paid in excess of the 6 withdrawal limit during a monthly statement cycle. Additional services including Online Banking and Bill Pay are available with this account.


Complete account disclosures, applicable rates, terms and fees are available upon request by contacting a customer service representative at any of our locations.